Student loans can cause divorce

Divorces are rough, but going through one while repaying student loans is worse, according to a new survey from Student Loan Hero. People with student debt are more likely than those without it to take out more loans to help pay for a divorce. They are more likely to delay divorce due to cost, too. The survey, which is based on the responses of 808 adult divorcees, also found that 13% of divorcees who went into marriage with student debt said it led to the marriage’s demise. The average outstanding student loan balance stands at $34,144, reports CNBC.

Divorce
From Wikipedia, the free encyclopedia

Divorce, also known as dissolution of marriage, is the termination of a marriage or marital union, the canceling or reorganizing of the legal duties and responsibilities of marriage, thus dissolving the bonds of matrimony between a married couple under the rule of law of the particular country or state. Divorce laws vary considerably around the world, but in most countries divorce requires the sanction of a court or other authority in a legal process, which may involve issues of alimony (spousal support), child custody, child visitation / access, parenting time, child support, distribution of property, and division of debt. In most countries, monogamy is required by law, so divorce allows each former partner to marry another person; where polygyny is legal but polyandry is not, divorce allows the woman to marry another person.

Divorce should not be confused with annulment, which declares the marriage null and void, with legal separation or de jure separation (a legal process by which a married couple may formalize a de facto separation while remaining legally married) or with de facto separation (a process where the spouses informally stop cohabiting). Reasons for divorce vary, from sexual incompatibility or lack of independence for one or both spouses to a personality clash.

The only countries that do not allow divorce are the Philippines, the Vatican City and the British Crown Dependency of Sark. In the Philippines, divorce for non-Muslim Filipinos is not legal unless the husband or wife is an alien and satisfies certain conditions. The Vatican City is an ecclesiastical state, which has no procedure for divorce. Countries that have relatively recently legalized divorce are Italy (1970), Portugal (1975), Brazil (1977), Spain (1981), Argentina (1987), Paraguay (1991), Colombia (1991), Andorra (1995), Ireland (1996), Chile (2004) and Malta (2011).

Google gets slapped with $5B fine

Google has been hit with a record $5 billion fine from the EU for breaching antitrust laws. The European Commission, which claims the internet giant abused its dominant position by imposing restrictions on Android manufacturers, could have fined it up to 10% of its annual revenue, or $11.1 billion. Google’s latest penalty follows a $2.7 billion fine last year for promoting its own shopping comparison service. The search giant says it will appeal the latest ruling.

Google
From Wikipedia, the free encyclopedia

Google LLC is an American multinational technology company that specializes in Internet-related services and products, which include online advertising technologies, search engine, cloud computing, software, and hardware. Google was founded in 1998 by Larry Page and Sergey Brin while they were Ph.D. students at Stanford University, California. Together, they own about 14 percent of its shares and control 56 percent of the stockholder voting power through supervoting stock. They incorporated Google as a privately held company on September 4, 1998. An initial public offering (IPO) took place on August 19, 2004, and Google moved to its new headquarters in Mountain View, California, nicknamed the Googleplex. In August 2015, Google announced plans to reorganize its various interests as a conglomerate called Alphabet Inc. Google, Alphabet’s leading subsidiary, will continue to be the umbrella company for Alphabet’s Internet interests. Upon completion of the restructure, Sundar Pichai was appointed CEO of Google, replacing Larry Page, who became the CEO of Alphabet.

The company’s rapid growth since incorporation has triggered a chain of products, acquisitions, and partnerships beyond Google’s core search engine (Google Search). It offers services designed for work and productivity (Google Docs, Sheets, and Slides), email (Gmail/Inbox), scheduling and time management (Google Calendar), cloud storage (Google Drive), social networking (Google+), instant messaging and video chat (Google Allo/Duo/Hangouts), language translation (Google Translate), mapping and turn-by-turn navigation (Google Maps/Waze/Earth/Street View), video sharing (YouTube), note-taking (Google Keep), and photo organizing and editing (Google Photos). The company leads the development of the Android mobile operating system, the Google Chrome web browser, and Chrome OS, a lightweight operating system based on the Chrome browser. Google has moved increasingly into hardware; from 2010 to 2015, it partnered with major electronics manufacturers in the production of its Nexus devices, and in October 2016, it released multiple hardware products (including the Google Pixel smartphone, Home smart speaker, Wifi mesh wireless router, and Daydream View virtual reality headset). The new hardware chief, Rick Osterloh, stated: “a lot of the innovation that we want to do now ends up requiring controlling the end-to-end user experience”. Google has also experimented with becoming an Internet carrier. In February 2010, it announced Google Fiber, a fiber-optic infrastructure that was installed in Kansas City; in April 2015, it launched Project Fi in the United States, combining Wi-Fi and cellular networks from different providers; and in 2016, it announced the Google Station initiative to make public Wi-Fi available around the world, with initial deployment in India.

Alexa, a company that monitors commercial web traffic, lists Google.com as the most visited website in the world. Several other Google services also figure in the top 100 most visited websites, including YouTube and Blogger. Google is the most valuable brand in the world as of 2017, but has received significant criticism involving issues such as privacy concerns, tax avoidance, antitrust, censorship, and search neutrality. Google’s mission statement, from the outset, was “to organize the world’s information and make it universally accessible and useful”, and its unofficial slogan was “Don’t be evil”. In October 2015, the motto was replaced in the Alphabet corporate code of conduct by the phrase “Do the right thing”, while the original one was retained in the code of conduct of Google. Around May 2018, the slogan was silently removed from the code’s clauses, leaving only one generic reference in its last paragraph.

Why most drivers quit Uber?

Here are the reasons believe most drivers quit Uber:

  1. you are not making as much money as you thought you would
  2. you realize the expenses are higher than you thought they would be
  3. you begin to realize the dangers of driving, from unruly passengers, idiot drivers and the mere law of averages that says if you spend enough time on the road, an accident is almost inevitable.
  4. you realize that Uber doesn’t just hire drivers, it also manipulates, abuses and misleads them
  5. you realize that YOU are doing all the work and taking all the risks & it doesn’t match the pay you get
  6. you hear that Uber drivers in other cities get paid much more than you do for the same exact job.
  7. you always get responses (2 days later) from Uber that in no way address your original question
  8. you hear of Uber’s multi-millions and see none of that going to drivers
  9. you know that you’ll be replaced by a driverless vehicle within a few years and figure out how that plays into Uber’s poor relationship with drivers
  10. you work hard, have a DR of 4.92, take every UberPool request that comes your way, drive miles out of your way to return an item left in your car by a rider and what does that mean to your boss: zero.
  11. Uber has gazillions of $$$ but can’t afford an 800# for WORKING drivers to get assistance
  12. Riders can complain; you can’t.
  13. the Uber app will betray you more often than you think
  14. a rider having a bad day personally will often take it out on you
  15. Uber is the most arrogant company in the world who spends more on lawsuits that will help it to continue to be an abusive and preserve it’s dominance.

People don’t quit Uber as much as they finally figure it out. After that, it’s an easy decision to leave.

Never Pay For Cable Or Subscriptions Again?

What is it about ?
From SkyLink Antenna, a new antenna capable of receiving up to 100 channels or more completely free and legally.

Developed with military technology, the SkyLink Antenna uses a design that offers a more reliable and technologically advanced antenna than almost any other on the market. That means more channels, movies and shows for free, without any subscription and in a completely legal way.

How it works ?
It’s easy! Simply plug your SkyLink Antenna into any TV. All connections are included in the package. Then turn your TV on, run a channel scan from the Menu of your TV and within 10 seconds you can be watching your favorite shows.

But how can you watch all this for free? The secret lies behind a law that no television operator in the world wants you to know. This specifies that they must provide, in addition to the conventional signal, a signal per radio. In order not to break the law, all operators therefore broadcast this signal.

You can watch TV 24/7 for free, all in Ultra HD of course. It should be noted that the optimal range is within 30 miles from broadcast towers. Weather and other environmental factors can also have an impact on reception, but thanks to SkyLink Antenna’s advanced technology, this should not affect you very much.

What sounds too good to be true is yet a reality. That’s why people all around the world are switching to the SkyLink Antenna. Before canceling your cable or satellite subscription, it is important to note that there are some channels that are not accessible with this antenna. But in the end, you will be able to receive 85% of the top watched shows on TV.

Google Chrome Has A Nasty Surprise

With over 60% market share, Chrome is the undisputed king of web browsers. A key factor behind this is Google GOOGL’s commitment to keeping it seamlessly updated with essential fixes and optimizations, but now the company has admitted Chrome’s latest upgrade comes with an unavoidable nasty surprise…

In a blog post, Google has admitted the newest version of Chrome rolling out to customers worldwide is going to consume up to 13% more of your system memory. For a browser whose biggest failing has long been its excessive memory consumption, this is the last thing users will want. Especially those with older systems and less RAM.

Google also confirmed this is a cross-platform change and will apply to Chrome on Windows, Mac, Linux, and Chrome OS. The last of these could be particularly impacted as Chrome OS systems often ship with only 4-8GB of RAM.

So why has Google done this?

It’s all in the name of security. The new, more bloated Chrome contains a feature called ‘Site Isolation’ which combats the serious Spectre vulnerability which exposes computers at a chip level.

“Site Isolation is a significant change to Chrome’s behavior under the hood, but it generally shouldn’t cause visible changes for most users or web developers (beyond a few known issues),” explains Chrome software engineer Charlie Reis in the blog point.

“It simply offers more protection between websites behind the scenes. Site Isolation does cause Chrome to create more renderer processes, which comes with performance tradeoffs: on the plus side, each renderer process is smaller, shorter-lived, and has less contention internally, but there is about a 10-13% total memory overhead in real workloads due to the larger number of processes.”

Oprah gets into the restaurant biz

Oprah announced Wednesday that she made an equity investment into healthy restaurant chain True Food Kitchen. The former talk show host will join the company’s board and act as a consultant. The Phoenix-based chain has 23 locations in 10 states and expects to double its business over the next three years because of the cash injection, according to the report.

Oprah Winfrey
From Wikipedia, the free encyclopedia

Oprah Winfrey (born Orpah Gail Winfrey; January 29, 1954) is an American media proprietor, talk show host, actress, producer, and philanthropist. She is best known for her talk show The Oprah Winfrey Show, which was the highest-rated television program of its kind in history and was nationally syndicated from 1986 to 2011 in Chicago, Illinois. Dubbed the “Queen of All Media”, she was the richest African American of the 20th century and North America’s first multi-billionaire black person, and has been ranked the greatest black philanthropist in American history. At the peak of her popularity she was ranked by some as the most influential woman in the world.

Winfrey was born into poverty in rural Mississippi to a teenage single mother and later raised in an inner-city Milwaukee neighborhood. She has stated that she was molested during her childhood and early teens and became pregnant at 14; her son died in infancy. Sent to live with the man she calls her father, Vernon Winfrey, a barber in Tennessee, she landed a job in radio while still in high school and began co-anchoring the local evening news at the age of 19. Her emotional ad-lib delivery eventually got her transferred to the daytime talk show arena, and after boosting a third-rated local Chicago talk show to first place, she launched her own production company and became internationally syndicated.

Credited with creating a more intimate confessional form of media communication, she is thought to have popularized and revolutionized the tabloid talk show genre pioneered by Phil Donahue, through which, according to a Yale University study, she broke 20th-century taboos and allowed LGBT people to enter the mainstream.

By the mid-1990s, she had reinvented her show with a focus on literature, self-improvement, and spirituality. Though criticized for unleashing a confession culture, promoting controversial self-help ideas, and having an overly emotion-centered approach, she is often praised for overcoming adversity to become a benefactor to others. From 2006 to 2008, her endorsement of Barack Obama, by one estimate, delivered over a million votes in the close 2008 Democratic primary race. In 2013, she was awarded the Presidential Medal of Freedom by President Obama and honorary doctorate degrees from Duke and Harvard.

New dads need a nudge to take leave

As more companies adopt generous paternity leave policies, they are running into a familiar obstacle: Convincing new dads that it’s okay to take the time off, according to The Wall Street Journal.

One in three men say they worry taking paternity leave will have a detrimental effect on their careers, and over half of respondents said they worried taking their full allotment of time would signal a lack of commitment, according to a survey by Deloitte.
Companies including Facebook, American Express and Twitter have launched campaigns and support groups to encourage new dads to take leave.
There’s a business case for such efforts: Those who take parental leave end up missing work less often and are ultimately more productive when they return from leave.

Parental leave
From Wikipedia, the free encyclopedia

Parental leave or family leave is an employee benefit available in almost all countries. The term “parental leave” generally includes maternity, paternity, and adoption leave. A distinction between “maternity leave” and “parental leave” is sometimes made- maternity leave as the mother’s leave time directly before and after childbirth and parental leave being the time given to care for newborns. In some countries and jurisdictions, “family leave” also includes leave provided to care for ill family members. Often, the minimum benefits and eligibility requirements are stipulated by law.

Unpaid parental or family leave is provided when an employer is required to hold an employee’s job while that employee is taking leave. Paid parental or family leave provides paid time off work to care for or make arrangements for the welfare of a child or dependent family member. The three most common models of funding are social insurance/social security (where employees, employers, or taxpayers in general contribute to a specific public fund), employer liability (where the employer must pay the employee for the length of leave), and mixed policies that combine both social security and employer liability.

Parental leave has been available as a legal right and/or governmental program for many years, in one form or another. In 2014, the International Labour Organization reviewed parental leave policies in 185 countries and territories, and found that all countries except Papua New Guinea have laws mandating some form of parental leave.[4] A different study showed that of 186 countries examined, 96% offered some pay to mothers during leave, but only 81 of those countries offered the same for fathers. The United States, Suriname, Papua New Guinea, and several island countries in the Pacific Ocean are the only countries that do not require employers to provide paid time off for new parents.

Private employers sometimes provide either or both unpaid and paid parental leave outside of or in addition to any legal mandate.

Greyhound Canada to end bus service in Western provinces

Greyhound Canada is ending its passenger bus and freight services in Alberta, Saskatchewan and Manitoba, and cancelling all but one route in B.C. — a U.S.-run service between Vancouver and Seattle.

The changes take effect the end of October, which will make Ontario and Quebec the only regions where the familiar running-dog logo will continue to grace Canadian highways.

“This decision is regretful and we sympathize with the fact that many small towns are going to lose service,” Greyhound Canada senior vice-president Stuart Kendrick said in an interview with The Canadian Press.

“But simply put, the issue that we have seen is the routes in rural parts of Canada — specifically Western Canada — are just not sustainable anymore.”

Kendrick said 415 people will be out of work, and estimates the decision will impact roughly two million consumers.

The company blames a 41 per cent decline in ridership since 2010, persistent competition from subsidized national and inter-regional passenger transportation services, the growth of new low-cost airlines, regulatory constraints and the growth of car ownership.

Declining ridership is the primary culprit, said Kendrick, who called that and increasing costs an “ongoing spiral” that’s making it impossible for the company to continue operations.

He said the company has raised concerns with provincial and federal officials over the years, and wanted to ensure both levels of government were “fully aware” of the situation. Greyhound Canada has long advocated for a community funding model to allow any private carrier to bid on essential rural services, he said.

Game show to pay off student loans

Forget wanting to be a millionaire. A new game show aims to help recent college graduates break even by paying off some or all of the winner’s student loan debt. The Washington Post reports that truTV’s ‘Paid Off’ looks like a traditional game show, but all contestants have outstanding student loans. The network will pay up to 100 percent of the winner’s student loan debt depending on how he or she performs during a speed round. The outstanding balances of student loans in the U.S. rose more than 60% over the last decade, according to the Post. The average student has $37,000 of student loan debt.